On a scale from 1-5, how happy are you? 1 would mean flat-out depressed most days. 3 is living the status quo. And, 5 means you are living your good life and wake up fulfilled and happy (most days, anyway!).
If you are between 1 and 3, the question to ask oneself is WHY? What is the source or circumstance that is (or at least appears to be) the “cause” of life of so-so (at best)?
If you are less than a 4 -- what if I told you that there is a Happiness Formula? That by following the code, you could pretty quickly and easily push up your score.
Let’s give a couple of tenants of happiness a practice. Assuming you are less than a 4 -- try these:
In this episode, I interview Matt Gersper. Matt literally wrote the book on “how to live a happier life” based on a Happiness Quotient that he assembled after studying happiness for many years. He witnessed the uncommon level of happiness in others who lived by this formula. And discovered for himself that it works! He is now a self-proclaimed happy person!!
And, I proclaim the same. I met Matt at a Paleo f(x)™ conference. Before I knew what he did, my thought upon meeting him was “wow, that guy is happy!” When I quickly learned he authored a book on happiness, I was immediately curious … “what secret does that guy know that the rest of us do not …”
To find out his secret I asked him to be on the Wealthy Wellthy podcast -- since the mission of my company is to help others architect a healthy, happy, and fulfilling life.
So, if you wish for a little more happiness, no matter where you are on the scale -- you’ll wish to listen in.
Here are a few threads we explore:
- How Matt Found Happiness
- The Happiness Formula
4-elements of Happy
- How Money Doesn’t Buy Happiness
- How Money Can Be A Amplifier
- Can Healing & Money Co-Exist?
- Finding Purpose & Passion
Are you curious what question I get asked most these days is? “Krisstina, what do you think of Cryptocurrency?” 6 months ago I was rarely asked this question.
You’d have to live under a rock to not know that Cryptocurrency, especially Bitcoin, has been exploding. That, had you purchased one coin a year ago at $3000, you’d see that investment being worth about $40K today. So, where historically Bitcoin and cryptocurrency has been something we’ve known exists, it’s seemed to be of little consequence so we paid no attention to it. Well, it now has our attention!
Why has Crypto, out of nowhere it seems, skyrocketed in price and therefore awareness?
There are many complex reasons that are above my pay grade. To sum those explanations up into one ‘at the end of the day’ reason is that major institutional investors with millions and billions of dollars, who have never before invested in the blockchain, are now moving their fiat currency (government-backed) to this new land of opportunity. The sentiment has become, “if those smart cookies are moving their money there, well, maybe I should too.”
What is cryptocurrency in a nutshell and is it safe?
It is a newer way of decentralizing our financial system that allows for full transparency. “Decentralized” meaning there is no central authority that manages the records or has any say in the network. The government-controlled US dollar is reaching record highs of inflation and devaluation. Old forms of retirement funds and investments are becoming less and less reliable as a way of saving for your future.
So, for those who see the current financial system as fragile due to the current state of affairs (printing dollars like monopoly money), crypto is fast becoming the new marketplace to transact and store money (among many other cool things).
As a result, it’s becoming easier and easier to transact using a token like bitcoin. Payment processors such as Square’s Cashapp and Paypal give the option to buy and sell bitcoin in their apps. These bigger institutions are starting to recognize that cryptocurrency is here to stay and they don’t want to miss the boat.
Blockchain technology is considered radically disruptive in that it has the capability to transform every trust-based interaction of our lives, from financial services to identity, from health care to our election system. There are endless possibilities for the framework that cryptocurrency is built around. So, blockchain technologies are considered highly disruptive and expected to radically change life as we know it. Like trying to remember the day pre-internet, there will be a day in the not so far away future where we’ll try to remember life before cryptocurrency.
What about cryptocurrency as an investment?
Cryptocurrency may become a leading place to steer investment dollars. If you ask my Crypto-genius friends they wholeheartedly believe that the BlockChain and Cryptocurrency IS the future. It’s just a matter of time. And where it was believed to be a way out, it’s now believed that the time is now.
What is the difference between Blockchain and Cryptocurrency?
This was one of my first questions when I was trying to understand the basics of this new landscape. The two terms were often conflated and used interchangeably which caused me to think they were the same thing. One doesn’t really exist without the other, but they are different. To over-simplify, think of Cryptocurrency as “virtual money”. It’s considered a digital asset that functions as a medium of exchange (like cash in digital form). The “technology” behind the cryptocurrencies are called Blockchains -- which serve as a shared ledger that records all transactions and is controlled by a global network of computers (not people).
New decentralized “solutions” are being built using the blockchain to give more freedom and privacy to those who value these two things. For example, if you wish to use a search engine to post your information and/or search information and not be censored, retargeted, or see Ad-based and/or Google censored rankings, you can find a blockchain-based startup called Presearch. It’s a decentralized search engine in direct competition with Google. This is an early-stage startup so who knows. But for me, it’s something I’m curious about because I for one am sick of Google monitoring my every move. And, I can’t imagine I’m the only one.
Okay. That’s my download on Cryptocurrency. I hope that made some semblance of sense! If so, and you're now thinking “what next…”
Here’s what next:
I’d like to introduce you to my good friend and Crypto-coach, Boris Peyaskhov. He’s been my Crypto guru, mentor, teacher, and advisor. I’ve put six-figures into Crypto so far this year (yes 2021) with the guidance of Boris. And, so far so good! Thank you Boris <3.
After working with and coaching me (and a few others) he’s put together a Beginner’s guide to Cryptocurrency. It will teach you everything you need to know to get you comfortable with and acclimated to the Crypto world. You’ll be able to meet friends out for dinner and sound like you know what you’re talking about! :) And, you’ll get Boris’ allocation spreadsheet as a guide to help you place your first investment -- that I have no doubt you’ll want to do after watching his program. Even if it’s just $100, you’ll finish knowing the basics and be able to say that you made your first investment into Cryptocurrency.
Keep me posted,
PS: If you want to get your feet wet in this conversation my latest WW podcast release is with Boris! If you want to get an “introduction” to him and Crypto, check it out.
PSS: Boris is hosting a Campus Lab for all Campus Members on February 22nd, at 3:00 pm CST. Mark your calendars. We will be sending more information out regarding the lab later this week. To attend, you’ll need to make sure you are a Campus Member. Join for just $1 today!
We talk about all things investing in this episode such as
* What is Cryptocurrency
* What is BlockChain Technology
* Why To Invest In Digital Currency
* Fraud Happening With Traditional Retirement Funds
* Taking Back Sovereignty Of Our Retirement
* What Other Applications The Technology Is Being Used For
* Why Gold & Silver Are A Great Investment As Well
Do you have a tax planner on your side? How about a bookkeeper?
Are you subconsciously abdicating all the decisions when it comes to your numbers? Do you only focus on making money in your business (revenue) but give all of the rest of the financial power away to a 3rd party? Do you think your tax planner or bookkeeper cares about your money as much as you do?
Knowing how (and where) your money flows through your business and tracking the performance of every dollar is a game-changer when it comes to maximizing and optimizing how much money you ultimately make. And when I say make, I mean KEEP.
Yes. You need an A-Team to help you manage your money and build your wealth -- BUT, that does not mean abdicating your finances to these experts. A lot of accountants that are preparing your taxes have only a fraction of the picture that necessary to maximize your profits and minimize your taxes owed. And, bookkeepers are administrative. They are there to take direction, not make decisions on how to report/track your monies. Not to mention, they have usually overworked themselves, trying to make ends meet, and don’t have the time it would require to pay attention to your books as necessary.
You are the one that is the most intimate with your business and the most passionate to see it succeed. That is why knowing your numbers is so important. Cash flow management is the name of the game.
Looking only at your top line is useless. You need to pay attention to your bottom line. That’s where the money is! Think profit first then all the rest will fall into place. Figure out what your short term and long term goals are. Figuring those out will help you set your profit goal which ultimately determines your revenue targets.
I enjoyed this conversation with Tatiana Tsoir. She is a CPA and bookkeeper who is not your average CPA and bookkeeper. You'll hear how she and I are completely aligned with how we coach business owners to think about their money and as a result manage it! Tatiana helps business owners become the boss of their bottom line so that they can make money doing what they are most passionate about.
We run the gamut of topics in this interview!